Reading Area: MMWM Articles on Key Financial Topics
- Sept._08_Southlake_Style.pdf
Summary: Today’s financial crisis seems like a one of a kind event, but America has been in this situation several times before. The Savings and Loan Crisis of the late 1980s exhibits many similarities to today’s Sub Prime Credit Crisis. This article compares and Contrast the Savings and Loan Crisis with today’s economic climate.
Additional topics that are covered include:
What factors exist today that could restore stability in 2009? Lessons Learned What Now? Mike’s Prognostication of the future using the S&L crisis as a guide.
- Have_Your_Mineral_Rights_Expanded_Your_Investment-Page_2.pdf
- August_08_Southlake_Style.pdf
Title: The Protection Inspection: Important Legal Documents & Estate Planning 101
Summary: Estate Planning and drafting legal documents such as wills, trust, ancillary documents like powers of attorney, side letters, and declaration of guardians are one of the most important steps that should be addressed in the financial planning process. If these actions are overlooked or not updated regularly, significant loss could occur.
This article examines:
Who Needs an Estate Plan?
Legal Strategies & Maneuvers to Consider.
How and Why to Avoid Probate?
Titling of Assets, Living Trust, & Problems
Resulting From Improper Planning.
- Multi-Dimensional_College_Planning_Page_2.pdf
Title: Multi-Dimensional College Planning
Summary: Saving for colls often one of the most important objectives for a family unit. This article examines some key concepts that should be utilized when investing for the future, many of thideas presented are non mainstream ideas, but should be.
Maintain Control
Use OPM (Other People's Money) when possible
Minimize Frictional Cost like taxes & fees
- 5_Moves_During_a_Recession_page_1.pdf
- 5_Moves_During_a_Recession_Page_2.pdf
- Private_Placement_Insurance_Page_1.pdf
- Private_Placement_Insurance_Page_2.pdf
- Putting_Your_Financial_House_in_Order_page_1.pdf
- Putting_Your_Financial_House_in_Order_page_2.pdf
- Southlake_Style_Jul_06.pdf
"The Secret Weapon - Using a Model to Determine Fact From Fiction"
Using a Model to determine financial "noise" from fact
Micro vs Macro - what's right in one, could be wrong in the other
Lost Opportunity Cost - the great equalizer
In investing there are many theories and few absolutes, but with a prudent financial model, macroeconomic principals, & math, most decisions can be proven to be helpful or harmful given a few resonable assumptions about the future. This article shares the framework of how my firm and I go about testing the various financial strategies we use with our clients.
- Southlake_Style_Nov_06.pdf
Article on Leaving a Legacy to your heirs.
- Southlake_Style_Mar_07.pdf
Article on active versus passive investing.
- Southlake_Style_Jan_07_.pdf
Title: “Getting More Value from Your Life Insurance Dollar”
Summary: Most Americans are overpaying for their life insurance yet they normally have policies with poor terms and conditions that favor future profits for the insurance companies while risking financial devastation for their family. Poorly researched life insurance decisions can cause Americans to retain substantial risk that could be transferred for little or no additional cost; only the time to re-quote a policy allowing you to go to sleep knowing that your family is protected.
Questions to determine if you might be able to save $:
Do you have life insurance through your employer? Are you healthy? Do you have term life insurance at USAA? Have you quoted your policy within the last 2 years? Do you have term insurance through the company that also has your car or home insurance? (If you answered yes to any of these questions you need to read this article because you are likely wasting money.)
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